How to Delete a Credit Card From Amazon
To remove a credit card from your Amazon account, go to Account & Lists in the top right, select Your Account, then choose Login & security. Scroll down to Manage your payment methods and click it. Find the card you want to remove, click the three dots or menu icon next to it, and select Delete. Amazon will ask you to confirm — click Delete again, and the card is removed from your account immediately.
You can delete a card whether or not it is your default payment method. If the card you are deleting is currently set as your default, Amazon will prompt you to choose a different card before the deletion completes. You must have at least one payment method on file to make purchases, so you cannot delete your only card.
Key Takeaways
- The payment methods page is under Account & Lists > Your Account > Login & security > Manage your payment methods.
- You can delete any card except your default payment method, unless you have another card saved first.
- Deletion is immediate and does not affect past purchases or refunds tied to that card.
- If you are deleting your default card, you must choose a replacement card before Amazon will complete the deletion.
- Removing a card from Amazon does not close the card itself or affect your credit report.
What Happens When You Delete a Card
Deleting a card from Amazon removes it from your saved payment methods only — it does not close the card, cancel it with your bank, or change anything on your credit report. The card itself remains open and active with your bank. Any past purchases made with that card stay on your order history, and refunds to that card will still process if you return an item.
Once deleted, you cannot use that card to make new purchases on Amazon unless you add it back. If you have a subscription or recurring delivery set to charge that card, you will need to update the payment method for those orders before the next charge date, or Amazon will fail the transaction and pause the subscription.
If Your Card Is Your Default Payment Method
Amazon requires you to have a default payment method at all times. If the card you want to delete is currently your default, the deletion page will not let you proceed until you choose a different card. Select another card from your saved methods and set it as default, then return to delete the original card.
To change your default payment method without deleting anything, go to the same Manage your payment methods page, find the card you want to make default, click the menu icon, and select Set as default. The new card becomes your default immediately for all future purchases.
Deleting a Card When You Have Subscriptions or Recurring Orders
If you have Amazon subscriptions, Subscribe & Save orders, or other recurring charges set to that card, deleting it will not automatically cancel those orders. Instead, Amazon will try to charge your new default payment method on the next billing date. If you do not want the charge to go through, you must cancel or pause the subscription before the deletion takes effect.
To find your subscriptions, go to Account & Lists > Your Account > Memberships and subscriptions. Review each one and either cancel it or update its payment method to a different card before you delete the original. This prevents failed charges and keeps your orders from being interrupted.
Removing a Card That Is Linked to a Gift Card Balance
If your Amazon account has a gift card balance or store credit, deleting a payment method does not affect it. Your gift card balance stays on your account and will be used first when you make a purchase, before any saved card is charged. You can delete all your payment methods and still use your gift card balance to buy items.
However, once your gift card balance runs out, you will need at least one payment method on file to complete a purchase. If you have deleted all your cards and have no gift card balance left, you will have to add a new payment method before you can order anything.
Steps to Delete Multiple Cards at Once
Amazon does not have a bulk delete feature, so you must remove each card individually. Go to Manage your payment methods, find the first card you want to delete, click the menu icon, select Delete, and confirm. Repeat this process for each additional card. The entire process takes only a few seconds per card.
If you are removing cards because you are closing your account or switching to a new one, you can delete all but one card this way. Keep one card on file until you are certain you have no pending orders or refunds, then delete the final card when you are ready.
Troubleshooting: Card Will Not Delete
If the delete button is greyed out or will not respond, the card is likely your default payment method and you have no other cards saved. Add a new payment method first — go to Manage your payment methods, click Add a payment method, enter your card details, and save it. Once the new card is saved, return to the original card and delete it.
If you see an error message when trying to delete, try clearing your browser cache and cookies, then log back in and try again. If the problem persists, contact Amazon Customer Service through your account — they can remove the card on your behalf and troubleshoot any account-level issues preventing deletion.
Frequently Asked Questions
Does deleting a card from Amazon close the card or hurt my credit?
No. Deleting a card from Amazon only removes it from your saved payment methods on that website. The card remains open with your bank and your credit report is not affected. Your credit score and card status are controlled by your bank, not by Amazon.
Can I delete a card if I have a pending refund to it?
Yes, you can delete the card. Refunds that were already processed before you delete the card will still go through to that card, even after it is removed from your account. If a refund is still pending, contact Amazon Customer Service to confirm the refund status before deleting.
What if I accidentally delete a card I still need?
You can add it back anytime by going to Manage your payment methods and clicking Add a payment method. Enter the same card number and details, and it will be saved to your account again. Your purchase history and account settings are not affected by deleting and re-adding a card.
Do I have to delete a card, or can I just stop using it?
You do not have to delete it. You can leave the card on file and simply choose a different payment method when you check out. Deleting is only necessary if you want to remove it completely from your account — for example, if the card is expired, compromised, or you no longer own it.
Can I delete a card from the Amazon app instead of the website?
Yes. Open the Amazon app, tap the menu icon (three horizontal lines), go to Your Account, select Login & security, then Manage your payment methods. The steps are the same as on the website. Deletion takes effect immediately on both the app and website.